Save Now, Buy Later is a service that lets you save up for a future purchase.

Yes, your refund will be processed within 1 working day with no fees. It may take up to 7-14 working days for the refund to reflect back to your original payment method, sometimes sooner.

You can login to your dashboard HERE.

The maximum is RM10,000, there is no minimum.

Split is a financial technology company based in Singapore and Malaysia. We make shopping more affordable by offering a Shariah-compliant Buy Now Pay Later service and a debt-free Save Up First, Buy Later service. Split is backed by global investors such as 500 Global, Entrepreneur First and numerous angel investors around the world.

Your savings plan is tied directly to a purchase, so merchants usually pay us a commission for sending them the sale and we share the commission with you. Sometimes we chip in for your cashback reward too.

Your payment details are securely stored with our payments processor regulated by Malaysia's Central Bank (Bank Negara Malaysia). Also, you can cancel and withdraw anytime with no charges, but you'll forfeit any earned cashback.

You earn the cashback everytime you contribute a payment towards your goal. For example, if you are saving up RM1,000 for 5 months with 5% cashback, you will contribute a total of RM950 over 5 months because you will be earning RM10 in cashback per month.

Upon completion of all your payments, Split will send an email to you on the promo code that you can use during checkout at redMALL page. You’ll type the promo code to get the discount which is your saved amount.

Yes, your payment will be refunded to your original payment method. However, cashback will be forfeited.

Don’t worry, payments are automatically deducted from your debit or credit card monthly. We will send you reminders and also contact you if you missed a payment. All payments will be immediately converted into store credit if we have not heard back or received any balance payment within 30 days.

There is a time period of two weeks before you can pay off early. Please contact our customer support team at +6017 808 0375 (WhatsApp message only).

Yes you can only after the full savings plan of your purchase is settled and completed.

Not to worry, item price fluctuations are rare however, in the event this happens, there will be 2 scenarios:

1. Item Price Decrease

• You can redeem the remaining value of your savings plan at the merchant store for other items.

2. Item Price Increase

• You can top up the difference by paying the remaining balance using any payment method available at the merchant directly.

The surplus amount will not be refundable, please ensure that you reach out to Split if the saving amount is lower than the intended purchase amount.

Yes, you can contact the Split customer support team at +6017 808 0375 (WhatsApp message only)

• Save Now Buy Later (SNBL) is a service provided by Pay With Split Sdn Bhd (Split).
• Upon approval of the SNBL plan, the account holder agrees to pay for the purchase in monthly instalments over the selected number of months.
• Upon completing all the payments in the saving plan, the customer may choose to spend the amount on any product sold within redMALL.
• The customer may opt to cancel their plan anytime and get the money back to their original payment method within 10-14 working days.
• If the item is out of stock or requires redMALL to order it, the customer may have to wait after completing payment before receiving the product.
• The savings plan can be paid off earlier after two weeks if desired by the customer, subject to approval by Split.
• All completed SNBL purchases will only be made available redeemable through the redMALL website once all payments for the SNBL plan are completed.
• Discount rewarded to the customer will be provided to the customer in the form of lower monthly payments.
• redMALL and Split reserve the right to adjust the amount of discount that will be rewarded to the customer. Discounts from existing savings plans will not be affected.
• Due to global supply chain disruption, redMALL cannot guarantee shipping dates for new product launches.
• Savings plans cannot be refunded. Split reserves the right to convert all payments to store credit if an outstanding payment is not received within 30 days.